I can remain open but I’m struggling – what help is there?

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My business is classed as ‘essential’ and so I can stay open during this second lockdown, but my sales are already massively reduced as a result of the Tier 3 restrictions and all the businesses around me are closed down from today so I think I will have very few customers over the next few weeks. I’ve still got bills to pay, I travel from outside Blackburn to my business, and I’m desperately worried. Is there any help for me and businesses like me that are small and aren’t supermarkets or pharmacies that will do well?

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Posted by (Questions: 5, Answers: 1)
Asked on 5th November 2020 9:55 am
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Private answer

HI David C,

Thank you for your question. At the moment guidance issued to local authorities with regards new business support grants only provide grant support to business that are to be closed from today. However the Council has been informed that local authorities will be able to make a discretionary grant payment to business impacted by lock down but who have not been mandated to close. It should however be noted that local authorities are still waiting for further instruction on how to administrate these payments. So whilst there will be a mechanism to support businesses impacted by lockdown there is no guarantee (at the minute) that your particular business will be eligible for support. In the meantime (if you have not done so already)you may wish to consider applying for a bounce back loan. The Council will indicate when any further business support scheme opens via its website.

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Answered on 5th November 2020 10:18 am
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To be eligible for the SEISS grant, self-employed individuals must:

• Have been previously eligible for the Self-Employment Income Support Scheme first and second grant (however, you do not have to have claimed either of the previous two phases to bank monies now)
• Declare that they intend to continue to trade and either:
o Are currently actively trading but are impacted by reduced demand due to coronavirus or
o Were previously trading but are temporarily unable to do so due to coronavirus

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Answered on 5th November 2020 10:13 am

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